What is WhatsApp Payment? How to Activate WhatsApp Pay?

Now the world is shrinking on mobile. The tasks of daily life are also being completed in a few taps from this mobile. Whose hallmark is the online payment facility? Which are providing various mobile apps free of cost.

Earlier, if a person had to send money, there were some other facilities apart from net banking. Apart from this, money was sent by depositing money in an offline bank. But, nowadays with the help of online money transfer applications, money can be sent to any person sitting at home and money can also be called.


Now, this technology has gone a step further and you can make payment only with the help of instant messaging apps. WhatsApp is providing this facility in India. With the help of which you can send messages to your WhatsApp chats as well as transfer money.

What is WhatsApp Payment?

WhatsApp payment system is launched by the WhatsApp application under which you can transfer money to any person online through UPI. To transfer funds online to any person with the help of WhatsApp Payment, you just have to go to the payment section of WhatsApp, and only after completing some necessary process, the person in front will get the money directly in his/her bank account.

For your information, let us tell you that WhatsApp is a messaging app through which you enjoy free video calling along with chatting. You can also send documents together.

To keep pace with the changing times, WhatsApp’s owner company Meta has also introduced a payment facility (WhatsApp Pay) and has been implemented for the users.

WhatsApp Payment Set-Up: How to set up WhatsApp payment

We need to check 4 steps in order to set up the WhatsApp payments. Make sure to follow all 4 points to complete the step properly without any issues.

  1. Install WhatsApp
  2. Create WhatsApp Account
  3. Go to Payments
  4. Add Payment Method

To make payment from WhatsApp, first, you have to enable the WhatsApp payment system. The process of which is very easy. Which everyone can understand and do. Below are the details of how to enable WhatsApp payment system online.

Step 1: Install Whatsapp

First of all, you have to go to the Play Store and install WhatsApp on your mobile phone. If you do not know how to install the app in your smartphone, then you can see this tutorial on how to download the app from our play store. Here we have given detailed information about installing the app in a very easy way.

Note: If, WhatsApp is already installed in your mobile phone, then you start from the third step.

Steps 2: Create WhatsApp Account

After installing WhatsApp, you have to create your own WhatsApp account. Whose way WhatsApp itself will tell you. If you face any problem, you can take the help of this tutorial on how to create a WhatsApp account.

Step 3: Go to Payments

Now you have to tap on the three dots on the right side of the chat screen and then from the screen shown below “Payments” tap on.

WhatsApp Payments

As soon as you do this, in front of you in green color “New Payment”. If you see it written then tap on it. And then from the next screen”ContinueTap on.

Step 4: Add Payment Method

Now the process of adding a payment method will start in front of you. To activate it, first of all select your bank (bank in which the account is opened).

Choose Your Bank WhatsApp Payment

To continue further, WhatsApp will get the number verified to complete the verification process. For the first Verify Proceed by tapping on it.

Verify Your Number WhatsApp Payment
  • After clicking on Verify, if you have 2 SIMs in your phone, then you have to select the SIM which is the SIM number registered with your bank. Because on this number you will get OTP. After selecting the number, tap on Confirm.
  • Now automatically your number will start to be verified and in a while your number will be verified. For the number to be verified, there should be balance in the SIM and the SIM should be active.
  • After this, the names of all those bank accounts will be linked to the SIM number you have given, you will start seeing the names of all those bank accounts on your screen. Out of which click on which bank you want to add for the payment method and then tap on the Add button appearing in the green box below.
  • After tapping on the add button, you have to wait for 3 to 4 seconds and then tap on the Continue button given below. After doing this, the payment method will be set on WhatsApp.

How to do Payment From WhatsApp?

Just follow these steps in order to do the payments from WhatsApp.

1 – Go to Payments

2 – Select Payee

3 – Make Payment

More than 5 billion people all over the world are using the WhatsApp application at present and the number of its users is increasing continuously. When WhatsApp was launched, hardly anyone thought that it would be such a big success. WhatsApp has launched a payment transfer feature with the help of which you can send money sitting at home that too within a few minutes. Let’s get information about how to make payments from WhatsApp.

1. Go to Payments

First of all, you have to open WhatsApp and tap on the three dots on the right. Doing so will open some options in front of you. Out of these, you have to tap on “ Payments ”. After this, tap on the green button on the right side in which “ NEW PAYMENT ” is written on it.

New WhatsApp Payment

2. Choose Payee 

After this, you have to choose the person or organization you want to make payment through WhatsApp chat or through UPI ID. For this you will get two options.

  • Send to a UPI ID
  • Scan a UPI QR Code

Go ahead by choosing the option which you like from these two options. We are paying by the first option.

3. Let’s Do Payment

Now you have to verify it by entering the UPI ID of the person you want to send money in the blank box visible below the Enter UPI ID section.

Verify UPI ID WhatsApp Payment

After verification, enter the amount you want to pay on the payment screen. After putting in the money, Tap on Confirm. After that Tap on “Send Payment”.

Now in the last step, you have to enter a UPI PIN which will be of four digits or six digits. After entering it, tap on the symbol. By doing just that, the payment will be done in a few seconds and the money will reach his account.

How to See WhatsApp Payment History?

It is very easy to see the history of all the money you have sent from WhatsApp. To see WhatsApp payment history, you have to go to WhatsApp and click on the three dots shown above and click on the payment option. After this, you will be the first to see your payment history, in which you can check when and how much money you sent to which person and whether he received the money or not.

How To Remove WhatsApp Payment System?

To remove the WhatsApp payment system, open the WhatsApp application and then go to the payment section and then click on the name of your bank. After this, click on the three dots appearing on the top side and click on the option with Remove Payment Method. After that click on the Remove button appearing again. By doing this, the payment system on WhatsApp will be removed.

How to Change WhatsApp Payment UPI ID?

Changing Payment UPI ID on WhatsApp is also very easy. For this also open WhatsApp and go to the payment section then click on the name of your bank. After this, on the second number, you will see the option with Change UPI PIN, click on it and complete some necessary processes. In this way you can change WhatsApp Payment UPI ID.

FAQ’s on WhatsApp Payment

Q1. What to do if you forgot your WhatsApp Payment UPI ID?

A. If you have forgotten the UPI ID of your WhatsApp payment, then it is very easy to change or recover it. For this, open the WhatsApp application and go to the payment section and then click on the name of your bank. After this, click on the option with Forget UPI PIN on the third number and complete some necessary processes. You can change the WhatsApp Payment UPI ID or create a new UPI ID as soon as the process is completed.

Q2. IS WhatsApp payment safe?

A. As far as we know, it is safe to make payment on WhatsApp and if you ever find anything wrong, you can remove your payment system on WhatsApp immediately.

Q3. Can we use a payment system in GB WhatsApp also?

A. Yes, people who use the GB WhatsApp application can also enable WhatsApp payment system and can send or receive money to any person through it.

Q4. How much money we can send through WhatsApp?

A. As much as the limit has been set by your bank account.

Q5. What can be the reason why the WhatsApp payment option is not showing on my phone?

A. Maybe you haven’t updated your WhatsApp. So update your WhatsApp.


In this tutorial, we have given you complete information about WhatsApp Payment. You learned how to set up WhatsApp payments and how to make payments through WhatsApp. Together you learned how to remove WhatsApp payment method and know the answers to some common questions. So that you can get the solution of your queries regarding WhatsApp payment method. We hope you like this tutorial and prove useful to you.

Did you like the article? Stay Tuned to Basictricks for more informative guides. #LetsBeDigital

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